I think every one of us will have a complete hard drive breakdown on his pc at least one time in his life. so you better be prepared for it. you can wait until it happened and then look for a hard drive recovery service, or maybe you can say; let’s start all over again. collecting my music files, my photos from all my life etc. i am sure you don’t really want that happened to you. So you must have a regular backup strategy that work almost automatically. otherwise we always tend to forgive ourselves not doing the right things. If you passed the hard disk data recovery process, i am sure you find it very time consuming and not cheap.
Read more on Hard Drive Data Recovery